Cash Management Essay

Cash management techniques are an important part of managing finances. It is impossible to see your money grow if there are not methods in place to make the most of the money that you have. A good start to cash management is budgeting, which is the process of tracking money in and out to get a better idea of how money is really being spent. A budget identifies where the money is going and where adjustments can be made to decrease expenses or increase revenue. Along with budgeting, it is important to track expenses in order to know how much money is being spent. Expenses can be divided into categories such as office supplies, rent and utilities. Once you have the expenses clearly laid out ways to decrease the expenses can be found which will allow the company to save money. One easy way to save on office supplies is to buy in bulk or buy direct from a distributer. This will get you a lower price for the items then at retail store and can help save money. Another example is with companies that have vehicles. Gas companies offer discount cards which could be used with all their purchases to save money. Additionally, companies that operate fleets of vehicles may benefit from contracting with a gas supplier to get their gas at a greatly discounted rate. Investing is a great way to make your money generate more funds. This can be done by investing the money in various ways to allow it to generate interest. The more money you invest or the higher yield accounts that the money is in the more you will get in return. For individuals, investing in a 401(K) plan at work is a great way to save money for the future. This money can be deducted directly from the paycheck before it is received and invested into the account. Some companies will even match the money that is deposited into the account or match a percentage of the money. This helps the account grow even more. Having the money deducted from the paycheck before it is received is helpful because that money isn’t missed. It was taken out before the check was received and doesn’t have to be calculated into a family’s budget. Companies can invest their money into bonds which will generate interest and return for the company. Additionally, they could invest it in the stock market or other markets and savings accounts where they can get a return for the money. This helps the companies increase their cash and their wealth. In addition to investing, companies need to make sure they are collecting on accounts. When they have accounts that are past due, companies are losing money and this money needs to be regained. The accounting department of a company needs to keep close watch on the accounts and identify the ones that are not being paid. These accounts need to be collected in order to minimize the loss of income for the company. Lines of credit are necessary when there is a decrease in cash flow. This could be due to a slow month with a decrease in revenue or income as well as an increase in expenses. Companies and individuals need a way to cover expenses when the cash is limited. Credit plays an important role at this point. For the individual there are credit cards and home equity loans to help cover expenses when the cash isn’t available. These options however should be used sparingly as it is best not to use credit and credit can be maxed out if an individual is spending more than their income. Companies can use lines of credit to help cover additional expenses or regular expenses when cash flow is limited. One example of credit used by a company is a short term loan. This can provide the business with extra liquid cash that they can use to make ends meet at the time and will have to be paid back in the following months. Like with the individual, if a company is using loans frequently they will find themselves in debt and unable to repay it. At this point the company needs to reevaluate the structure of the company and identify ways to decrease their expenses. Generating additional income is important because you want to maximize the amount of money being brought in while minimizing the money going out. The individual person can maximize the money coming in by working extra hours at work or getting a second job. If a person has a unique skill they can market themselves in their free time to make money from that skill such as sewing or construction. Companies can generate more income by increasing marketing campaigns or expanding into new sales markets to generate more money in return.

Discuss the main American film noir influences found in le Doulos PowerPoint Presentation

Discuss the main American film noir influences found in le Doulos (Melville 1964) - PowerPoint Presentation Example The innocence was lost suddenly. The threat of nuclear annihilation was in the air perpetually. The result was widespread pessimism and anxiety among the people in general. It was such a social situation that was responsible for the emergence of the so called â€Å"Film Noir† The optimism and the pleasant mood of the Hollywood musicals and comedies were replaced by violence and greed. Even the title of the films echoed the black tone of the content and treatment. The Dark Passage (1947) Fear in the Night (1947) Kiss me Deadly (1955) are few examples. But Film Noir was not a genre. It was more about the mood and tone of the film. A particular moody content treated in a dark style. These films usually revolve around a main male character who is very cynical and hard hearted. He encounters an amoral and seductive beauty. Through her manipulations the hero becomes a scapegoat often after a murder. Finally the hero gets destroyed and this woman who betrays him also gets destroyed. The protagonists of these films generally belong to a particular class. They come from lower strata of society or rather the underworld. They are very ambitious people who become criminals to fulfill their ambitions. Thus they are cynical, disillusioned and frightened, obsessed with sex or some other vice. They are very insecure and lonely people who end up as ultimate losers. They are driven by their past and they often repeat their mistakes. The story telling is rarely linear and is often elliptical and complex. Flashbacks are aplenty. Orson wells and his film Citizen Kane had great influence in the camera work of Film Noir . , Orson Wells and his camera man Greg Toland contributed to the aesthetics of cinema by using wide angle lens, for dramatic purposes, there by creating what was known later as â€Å"deep focus† and the â€Å"depth of field†. According to the French film critique and New Wave film director Francois Truffaut, â€Å" this film ( Citizen Kane ) has inspired more

Course Project - Report Assignment Example | Topics and Well Written Essays - 2000 words

Course Project - Report - Assignment Example energy needs. 4) To give a personal opinion regarding the hydraulic fracturing process and the laws that should be instituted. INTRODUCTION Hydraulic fracturing refers to a process used to extract gas or oil from beneath the earth’s surface by pumping liquid at high pressure to the subsurface rocks. The pressure in this liquid is enough to fracture the rocks thus establishing interconnected networks of fractures that are then used as pores for the oil and gas to move to the bored well. It is from this well that the final extraction is done. The process has been so far effective and efficient in so far as extraction of oil and natural gas is concerned (Wilber, 2012). Nonetheless, various legal and environmental issues have been raised regarding the process. Its impacts on the environment have not augured well with a majority of the environmentalists. Similarly, various legal concerns have been raised and they vary from one state to the next. In this paper, I seek to present a r eport on the hydraulic fracturing process, the legal and environmental issues, as well as offer some of recommendations regarding the process. DISCUSSION Hydraulic fracturing process raises various issues both legally and environmentally. The water contamination by the chemicals used during the fracking process has brought out legal issues of strict liability where individuals have asserted harm from such contaminated water. In a Pennsylvanian case of Fiorentino v. Cabot Oil & Gas Corp., No. 09-cv-2284 (M.D. Pa. November 15, 2010), the plaintiff seeks action to be taken against the oil and gas company. This follows the alleged contamination of the plaintiff’s water by methane and other toxins. The court refused to dismiss this case and hence opened a look into allowing plaintiff come up with a claim of strict liability against the hydraulic fracturing companies (U.S. ENVTL. PROT. AGENCY, 2009). The other legal issue presented by the hydraulic fracturing is who is to be held r esponsible in cases of harm occasioned by the process. From the Fiorentino v. Cabot Oil & Gas Corp.case, it appears that it becomes an issue to the courts to determine the liability of the fracturing company and hence seeks to follow up and develop a rule suitable for this situation. Strict liability seems to have been inapplicable in such issues from the way the defendant presents his case in these proceedings. While various states are embracing this process in gas and oil extraction, other states have banned it and hence are an illegal process. However, some states have left the discretion to the local leaders to decide whether the process should be permitted or not. Permitting such a process is done after various considerations depending on the local leaders take on the public health and safety in case of a flag to engage in the extraction process. The environmental concerns so raised by the hydraulic process are vast and alarming. First, there is a threat of contamination of the underground water brought about by the spillage of the gases and oil extracted. Most of this underground water is a source of drinking water to many, both human and the animals. In an event of contamination of the drinking water then the vast population is affected. Secondly the use of a lot of water from the ground water and the surface water during drilling and the hydraulic fracturing brings a lot of stress to these water suppliers. The drilling and fracturing

CLUB IT Essay Example | Topics and Well Written Essays - 750 words

CLUB IT - Essay Example y’s mission will be not only to build a community of muslc lovers by hosting community events, promoting diverse local talent and building and online community and presence. The success of this new mission depends primarily on two related but distinct competitive business strategies: Innovation and differentiation. Ruby’s will differentiate itself from its competition through its focus on three specific musical genres, community building, and live, local music. To do this, it will utilize innovative IT strategies that set it apart before clients even set foot in the club. The new menu at Ruby’s will also reflect this focus , with an emphasis on soul food and Latin dishes, while sticking to a limited, finger-food based selection. The drink menu will be updated with Latin drinks such as mojitos and sangria, while also introducing six popular microbrews and a selection of red and white wine popular with our target clientele demographic. Internet: A major upgrade to the business website is the centerpiece of Ruby’s new competitive strategy. First, the owners have designed a new logo for the new business name, and set up a template for a new website. Look: A video tour and still photos of the newly renovated interior of the club focuses on the dramatic new details and space, however because of our new strategy of emphasizing localness, dancing and community, both the video and still photos of the interior include smiling, happy patrons sipping our distinctive Latin cocktails, wine or foaming microbrews. The new clickable menu includes images of tapas-style appetizers emphasizing Latin and soul themes. Features and Functions: New features and functions of the website emphasize community and local music even before clients enter the venue. First, a detailed calendar includes both live performances and community events with external links to performers’ websites and those of community organizations and business who will host their vents at Ruby’s.

Important place Essay Example | Topics and Well Written Essays - 1000 words

Important place - Essay Example Are you interested in knowing more about this amazing place? I know you said yes, join me as we address the nitty-gritties of this wonderful place. Talking of location, my house is perfectly located in a highly and rocky ground. It stands tall besides neatly pruned cypress trees. Located at the northwest side of the homestead, my house distinguishes itself from the rest of the houses in the neighborhood. The rear door faces the south while the front towards the north. Wind movements that usually moves from the east towards the west cannot find its way into the house. In addition, a perimeter electric fence ensures that the house is fully protected against any invasion by malicious individuals. The neighborhood is very serene. Within the region, electricity is guaranteed. However, when there is no electricity there are automatic generators; this ensures that the house is continually lit. I love the location of my house, it just fits perfectly to be a dream house that I have admired over the years. The architectural design is out of this world. It is a two-storied mansion with three bedrooms, a table room, a meditation room, three washroom areas, and a kitchen. The clean finishing and the perfect match of the colors say it all. From outside, the green compound with cypress trees matches very well with shades of green painting in the exterior section of the house. On the inside, the house is sparkling white. The outside door is automated; a stranger cannot get access without a request. The kitchen and the bedrooms have a perfect wood finishing that gives the aesthetic appeal of the house. On the middle of the house is a wooden staircase; a neatly cut wooden trunk perfectly fits at the middle and connects the upper floor from the ground floor. The trunk gives the house a natural look, which makes it very appealing. The table room is one that will impress. The wooden ceiling and the perfectly tiled floor makes the house so

Interview Questions, Protocol and Activity Essay

Interview Questions, Protocol and Activity - Essay Example The data analysis will be carried out using three iterative steps (Mills & Sperling, 2012). The first step will going through the notes and summarizing the main points. The second step will be the descriptive step where there will be in depth description of the participants, the activities that took place during the interview and the views of the participants in relation to the research questions. The third and final step will be the organization and categorization stage. In this stage, information or data that tend to show a similarity in terms of content and views will be grouped together for easier synthesis (Mills & Sperling, 2012). Thank you for participating in this research. The research is being done to explore the effects of class size on the teachers’ teaching performance. Confidentiality in this interviewee is guaranteed. †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â ‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ Blatchford, P., Bassett, P., & Brown, P. (2005). Teachers and pupils behavior in large and small classes: A systematic observation study of pupils aged 10 and 11 years. Journal of Educational Psychology, 97 (3), 454-467. Blatchford, P., Russell, A.,

Marketing Essay Example | Topics and Well Written Essays - 500 words - 2

Marketing - Essay Example 13). Both definitions focused on the term being a philosophy or an orientation designed by management where the important elements for success and profitable financial performance of a firm is anchored in satisfying the needs of the target market or the potential customers – more than competitors do. Analysis of the Concept The marketing concept could be closely evaluated using an organizational example: Coke versus Pepsi. Bhasin (2010) described in his article that â€Å"the marketing concept proposes that the success of the firm depends on the marketing efforts of the company and in delivering a better value proposition as   compared to its competitors in its own target market† (Bhasin, par. 1). Coke’s marketing strategy is to provide customers with a product that has been envisioned to be timeless, not restricted in boundaries, applies to all ages and generations and is able to captivate and satisfy the thirst and refresh its clientele.